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Should I Buy That Coffee?
Small buys add up. See what a little habit really costs over a year, and over time, before you tap your card.
$
$
Shows how many hours of work this habit costs you. Use your take-home pay if you know it.
%
This habit costs you
$0
a year
Per month$0
Hours of work a year0
Spent over 5 years$0
If saved instead, after 10 years$0
If saved instead, after 20 years$0
Don’t want to quit? Cut back instead.
Estimates only. “If saved instead” assumes you set aside the same amount each month and earn the yearly rate you enter, compounded monthly; real returns go up and down and are not guaranteed. Hours of work = yearly cost divided by your hourly pay. This calculator is for education and is not financial advice. Nothing you type is saved or sent anywhere.