Welcome to Finance Espresso! These Terms of Service (“Terms”) govern your use of the Finance Espresso website (the “Website”) and all related services provided by Finance Espresso (“we,” “us,” or “our”). By accessing or using our Website and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access or use our Website.

  1. Use of the Website

1.1 Eligibility: You must be at least 18 years old to use our Website. By accessing or using the Website, you represent and warrant that you are at least 18 years of age.

1.2 Content: The content provided on the Website is for informational purposes only and should not be considered as financial advice. While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the completeness, accuracy, or reliability of the content. You acknowledge and agree that any reliance on the content is at your own risk.

1.3 Prohibited Conduct: You agree not to:

  • Use the Website for any unlawful or unauthorized purpose.
  • Interfere with or disrupt the operation of the Website or its servers.
  • Attempt to gain unauthorized access to the Website or its systems.
  • Engage in any activity that could harm, disable, overburden, or impair the Website or interfere with any other party’s use of the Website.
  • Upload, post, or transmit any content that is defamatory, obscene, harmful to minors, or violates the rights of others.
  1. Intellectual Property

2.1 Ownership: All intellectual property rights in the Website, including but not limited to copyrights, trademarks, and trade secrets, are owned by us or our licensors. You acknowledge that the Website and its content are protected by applicable intellectual property laws.

2.2 Limited Use: You are granted a limited license to access and use the content provided on the Website for personal, non-commercial purposes. You may not reproduce, modify, distribute, or create derivative works based on the content without our prior written consent.

  1. Third-Party Websites and Content

3.1 Links: Our Website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any third-party websites or services.

  1. Disclaimer of Warranties

4.1 No Warranty: The Website and its content are provided on an “as is” and “as available” basis, without any warranties of any kind, express or implied. We do not warrant that the Website will be uninterrupted, error-free, or secure, or that any defects or errors will be corrected. Your use of the Website is at your own risk.

4.2 Limitation of Liability: In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, data loss, or business interruption, arising out of or in connection with your use or inability to use the Website or its content, even if we have been advised of the possibility of such damages.

  1. Indemnification

You agree to indemnify and hold us harmless from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your use of the Website, violation of these Terms, or any violation of applicable laws or regulations.

  1. Changes to the Terms

We reserve the right to modify or replace these Terms at any time. The updated version of the Terms will be indicated by the “Last Updated” date at the top of this page. It is your responsibility to review these Terms periodically for any changes. By continuing to access or use the Website after the changes become effective, you agree to be bound by the revised Terms.

  1. Contact Us

If you have any questions or concerns about these Terms, please contact us at info@financeespresso.com.